At last, for a generation that’s materially ambitious yet financially clueless comes I Will Teach You To Be Rich, Ramit Sethi’s 6-week personal finance program for 20-to-35-year-olds. A completely practical approach delivered with a nonjudgmental style that makes readers want to do what Sethi says, it is based around the four pillars of personal finance— banking, saving, budgeting, and investing—and the wealth-building ideas of personal entrepreneurship.

Ramit has built his book around a six-week program of action steps. Each week highlights one aspect of personal finance:

  • Week one focuses on optimizing credit cards and improving your credit history.
  • Week two explains how to find great bank accounts, and how to negotiate away fees.
  • During week three, Ramit helps readers to open a 401(k) and/or a Roth IRA
  • In week four, Ramit leads readers through he process of drafting a “spending plan” so that they can make conscious choices about where their money goes.
  • Week five is all about connecting your new financial infrastructure, and automating it so that it hums along without intervention from you.
  • And the final week is an introduction to investing — how to use diversification and asset allocation to meet your investment goals.

Ramit is a super-hard-working entrepreneur. He comes up with neat ideas, plans and develops the shit out of them, then finds ways to package them up nice and clean and simple and get people excited about them. He demonstrated this skill first by applying for and winning $200,000 of obscure college scholarships to allow himself to go to Stanford University for free, then by starting his now-famous blog about six years ago, then writing a book that he pushed into massive popularity, not to mention making all sorts of entertaining YouTube videos and television appearances on big nationwide shows.

Sethi explains everything very clearly, and doesn’t go into too much detail where it isn’t needed. This makes it a fairly quick read, which is a good thing: it’s super easy to get through in a couple days and get right to the important stuff. He’s even put some of the deeper details in their own chapters and tells you what to skip if you only want the lazy method, ensuring that no one gets bored and gives up halfway through.

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